The average life expectancy has only been increasing, making the fear of outliving their funds or being a burden on their children more and more real for retirees. Once we understand your goals, then, we will take a look at your retirement account statements. It’s simple: you bring us your goals and concerns and we will share strategies and options that are available to help you accomplish your goals and crush your fears.

Annuities are arguably the most common, most utilized, yet most misunderstood financial products available to consumers today. In fact, most investors have no idea that there are actually four very different and unique types of annuities available to them. Instead, most people have been misled by both the media and certain financial personalities who misrepresent and lump all annuities together as if each one works exactly the same.

Medicare programs can be extremely beneficial for retirees who are trying to maximize their finances at this stage in their life. We are here to help you, learn how to qualify for Medicare and provide insurance quotes that can give you a deeper understanding of how Medicare works.

Typically, waiting as long as possible to claim Social Security benefits will maximize the payout. However, did you know that factors, such as how many years you worked, how much money you make, and more, actually impact your Social Security. We will discuss what you need and how Social Security can be optimized for your specific situation.

Protecting your pre-existing assets should always be another top priority in your retirement plan. We will work together to structure a plan that will keep hold of any hard-earned progress that you have made thus far and educate you on protecting yourself and your savings from any potential issues.

Our versatile products include variable life insurance, universal life insurance, and whole life insurance. Each type has special characteristics and traits, but the goal for each is to provide your loved ones with financial security should you die prematurely and also accumulate as much cash value as possible for you to tap into on an income-tax-free basis. More and more people are buying cash value life insurance because of the tax efficiency it offers.

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